3 Thing to Train Your Truck Drivers to do Post Accident

With several clients having this issue we've seen a thing or two about accidents on the road with commercial truck drivers. Not only can it be dangerous to the driver with a large semi-truck on the road there are certain precautions that need to be taken when driving a semi. There are several reasons why these vehicles are in many cases over $100,000 to purchase, they are very heavy duty, carry large amounts of cargo and quantities of cargo but they also are expensive if in an accident or something brakes down. If a semi is in an accident there are often times hidden problems that arise in other's cars as well as the semi that go unnoticed to the untrained eye. We recommend three things happen when your semi gets into an accident on the road and that we recommend every driver get trained before he hits the road on a voyage.

After California residents suffered various losses due to water problems Learn MORE about how California Residents are able to protect themselves and how the City of California has decided to step in and do something about it. 

After the accident when you take as many pictures as you can you are putting yourself in the best position to be prepared for previous accidents or problems that can occur when taking the info to the shop. The same with regular accidents as well. For example there are still claims that are filed with an insured taking one or to photos of an accident on the front bumper for example. At face value that accident was just the front bumper but there are hidden issues underneath the car that are issues that can cause problems down the road that are completely unnoticed. Take as many pictures and save your self a world of hurt when it comes two months after the accident and you have an axle issue.

1.Take as many pictures as possible after the accident from as many angles possible.


Next, many drivers now a days will put cameras all over their rear view mirrors that will record accidents and what really happened. We recommend if you are CDL driver and are spending hours and hours doing something on the road, then make sure you get a camera that will record your trips with a DF card inside the camera. This will store the footage that is taken on the camera so you can see what actually happened. This is very important for drivers that even don't trust witnesses at the time of the accident. You can go back to the footage and get a real time view of what has happened in that accident. Like a pro football game you get a "UNDER REVIEW" of what happened.

2. Get a Camera for driving footage

Last get with your insurance agent to get the right coverage and make sure you have all of your bases covered. If you have Motor Carriers Coverage for all of your cargo but don't carry physical damage coverage. It's going to cover your cargo but if you brake a pipe while loading your cargo into your truck and you have no physical damage coverage than it's not going to be helpful at all for your coverage and you will have to pay out of pocket for this.

3. Contact you and/or your insurance agent ASAP, regardless of how minor the accident may be.  

3. Contact you and/or your insurance agent ASAP, regardless of how minor the accident may be.

I hope as CDL drivers and drivers of all kinds of cargo, whether that is food driver insurance, commercial semi truck insurance or freight cargo, you will take these important steps to ensure you have your ducks in a row and your basis covered. ​

Commercial Truck Insurance

When looking for cheap truck insurance, you need to know you're with an company and an agent that is going to take care of your truck insurance needs.

At the Burkholz Insurance Agency we are the greatest commercial truck insurance company in the nation. Right now it is extremely expensive and is increasingly more expensive so it's important to find the best coverage and price.

With our multiple carriers we are able to get your desired low cost truck insurance at the cheapest pricing available. Not only are we part of the top 10 commercial truck insurance companies in the country in many cases we could be considered number 1 due to our experience and knowledge in cheap commercial truck insurance. 
​
Whether you're looking for semi truck insurance, car carrier insurance or even fleet truckers insurance, we have the options and most competitive pricing for your needs.  We care about your needs. We know you want to get low cost truck insurance and fast for your rig. It's not always easy but we get you certificates when you need them and make sure your trucks always covered.

As brokers, we have several providers. Progressive and Home State which are intrastate as well as interstate. We go with wherever your vehicle is registered guaranteeing you have coverage. If you take a two week trip. We can get you certificates of insurance which allow you to cross state lines and allow your truck insurance to cross state lines.

Welcome to the Burkholz Insurance Agency. We specialize in providing commercial owner operator truck insurance at the cheapest prices.

Best location for internet leads by state

Although I haven't really done this yet, I am working on getting in different states with my business. I have grown to $28,000 in premium in the past few weeks I need to be at around $280,000 by the end of the year. however I am going to be working on growing in Las Vegas, along with El Paso Texas, San Francisco, Tuscon, Pheonix, and many many other locations.

I am going to be doing an analysis of which of these locations provide the best leads. Las Vegas has taken me so far around 5-6 months to even get anywhere. I was on the third page for 4 or 5 very good key words then I dropped to nothin within a week. I need to get this back to where my top key words are ranking and I feel this blog is a great way to divulge my insurance business in a short amount of time.

With most things, things take time. Esspecially things online in Las Vegas. It's not like Kaysville or something. I am however on BING and YAHOO on page 5 which I was on page 2. so I haven't dropped TOOO far. I just need to keep creating.

One thing about insurance is you need to make sure that you have an agent that will make sure  you are getting all of the discounts available.

I specialize in this. Making sure you're getting your discounts available and growing.

I want to make sure you're getting the best growth and best opportunity to get the best policy that you can get.

I am working to stay with it and never give up.

I am really excited to work as an independent broker and build something that has a lot of opportunity for growth and becoming the best agent that I can.

One of my favorite discounts are the ones that use telematic devices, mostly through your phone. These discounts are available to those who are able to get an app on their cell phone.

How these work is the app will be able to tell the driver's driving habbits. If they are driving too fast or if they are braking too hard.

All these habbits are very important to this discount.

I feel this is much better than root who basis their driving premium soley on how you drive, if you get one ticket your premiums skye rocket. This isn't fun in most cases it's much more expensive.

This discount can be 3% like with Allstate or 10% like with Nationwide it just depends on the company and how much they place an emphasis on this discount.




Hope this blog helps


Eric Burkholz

COmputer quote vs person quote

Some of the best way to see if you're paying too much for car insurance are getting a comparison quotes when you get a comparison quote with several top brand companies especially with an agent that's knowledgeable and aware of your needs you're doing yourself a huge favor by not wasting time with computer quotes that don't know all your discounts that could be available. You also ensure you're getting to someone that has access to other companies and can switch you with the knowledge of your needs at the drop of a hat.

With this knowledge is it worth it to take the time and make sure you get the right agent for you? Some companies like ROOT or others promise rates on driving performance and at the first sign of trouble they jack your rates up.

You want to find someone that's going to take care of you and your needs and get to know you. If you move you can call your agent and he/she will help you with your need and move with you.

If you're in need of resraurant in utah. 

want financial security

ogden dogs.

tours for people

las vegas insurance

ogden home remodel 

las vegas cleaning

ogden home information

las vegas financial inquirer online

car insurance in Las Vegas

top notch car insurance las vegas NV

Top insurance company in Salt Lake City

cheap car insurance quotes. 

BBQ Grill Brush


auto insurance quote

Maintaining Clients

Most insurance agents once they have made the sale don't take car of the client' whether that's following up with them after they have promised to do so or just maintaining the relationship. There are certain things that need to be followed in order to maintain that client. First, make sure that the client has a good idea that you are there to help them whether that's small advice, claims or just little tips to maintain lower premiums these are important things that will not just win them over but keep them in your book of business.

Client retention is extremely important if your want you agency to grow and flourish. You need to not only get new clients but make sure that you are getting things right with each client at the beginning so that there aren't any issues down the road.

When you establish your relationship get out anything that could cause harm to the customer down the road out in the beginning so that they don't get any surprises, like if they are going to be losing a discount or if at renewal they have an accident drop off and you forget to change that on their policy it they will miss out on savings that they could be getting if you hadn't.

 I did this with a homeowner once and it backfired. I switched them to a newer policy thinking that they were going to get betters savings and they ended up having to get a new inspection on their home which cost them around $6000. So make sure to maintain your clients the right way.

Along with that Auto insurance companies as an independent agent has different discounts with different companies. Nationwide has different discounts on the Smart ride Program than the Plug in discount with Progressive. Each one has different discounts.

I still don't know ALL the discounts at the moment. I am just getting basic quotes however I am going to be learning them over a long period of time. I will learn them and make sure that I get them down.


Thanks for listening.

Eric Burkholz

Independent VS Captive

Top tips to better insurance coverage.

When choosing an agent, the majority of individuals are choosing an independent agent these days because of the freedom to switch between companies. Many times retention is 100% because if a customer doesn't find what they're looking for at one carrier they will at another and so on and so on.

Many captive agents don't have the advantage of informing their clients that they can switch them or keep them within a certain agency just with a different company with different packages and products. It gives the independent agency somewhat of an advantage because when the captive agency can't write certain policies, like mobile homes for example one company specializes in mobile homes while the other company specializes in specialty auto for example, it broadens the horizons of the hope and excitement for the insurance industry.

As an agent learns more about his company products is able to broaden his customer base as well. An agent that has only done auto and only done home when he finds another company that has boat products and ATV's ect it makes his life a whole lot easier. Really great to have that knowledge knowing he's able to switch between certain carriers.


Another advantage of an independent agency  is there are no life insurance quotas that he needs to hit. My dad who is a captive agent for Allstate and has been for many years has to hit a certain amount of points to hit his numbers and isn't allowed to go out of the state due to his captive appointment with Allstate.

Where I am able to branch to Colorado, Nevada, California, Arizona as well as Utah. In those 5 states alone I could build an empire. There are so many opportunities to grow and become an insurance empire.

I recommend when looking for insurance to go with an independent agent. They have more freedom and more opportunity to transfer your premium as well as the commissions in most cases are in stead of 10% are 15% percent usually.


Just some thoughts.


Eric Burkholz

One of the best places to visit has to be Italy. Why? There is so much European history, the Colleseum , the city of Nero, unbelievable places like Venice. It's amazing. The sanitation isn't quite up to par with what I have seen however, It's quite the location and really amazing place to go. 

I really would love to be there a couplet times in my life. 

The other place I would recommend everyone visits at least once in their life is Hawaii . It's truly a traveler's paradise. There are other places that could be considered more beautiful in terms of location and water color and sunsets, however Hawaii is so classic and iconic that it doesn't seem to come close. 

Some of the best car insurance for liability, coverage and overall completeness in it's scope is the Burkholz Insurance Agency in Las Vegas NV . They have car insurance quotes that are much cheaper than your average rate and they are able to provide you with rental reimbursement, transportation expense and keep costs low even if you have an SR22 or a DUI . They have carriers like Progressive, Geico and other companies that really keep the costs low for their customers.