How long does it takes customers to get out of indemnity before they can get back to normal? 18 months. This also includes prior insurance from another company at a maximum of 6 months. Even if the customer has had insurance for 12 months Allstate only takes a maximum of 6 months of prior insurance to get out of indemnity. 


Also, For out of country or missionaries. Most of the time in Utah, if you set the driver as a non driver the missionary needs to have the address of the mission home on file in order to actually have coverage when he gets back with Allstate, or they won't take it as prior because Allstate didn't have on file the address of the location out of country. This is required in order to have the insurance coverage when he gets back.

When writing an auto policy with Allstate indemnity as well, for drivers who are indemnity (someone who's never had a license in the Country) don't need to show that they need prior insurance, they don't need to show that they intend to get their license, they don't need to have the license number on the policy, they're MVR is waived and it's written as indemnity. If it's not indemnity you need at least five years documentation of prior driving, they need a primary policy ect. So it's a really long process. But it sometimes is worth it to pay the 50% minimum down to get the indemnity if the down payment isn't that much. ​​​